Ok guys. What is your fico? Do you realize it tells a lot about who you are and your character. I think if your fico is important enough to determine if you can get a job, home and a car, it definitely should be helpful in relationships. Now I'm not saying that if you have a 500, you're not a nice guy. It's just that, that 500 will show that you are not too responsible.
You know us ladies know how far we will go with you the minute we speak. On that dinner date we know if you are a "friend", "friend with benefits" or something "long term". In saying that, if your credit is jacked, none of these relationships will work.
Just Friends- If your score is jacked this relationship could fizzle. Not only will you not be good on keeping your word but she will have to pay if your cards are declined!
Friends w/benefits- This one is a no-no too. It's over if you can't provide the hotel or other spot need.
Long term- It's definitely over. If she see's your credit is jacked she can't foresee the ring, house, car, wedding and everything else she expects you to help with. She also won't feel you are a man of your word. I mean you promised to pay that bill when you took out that loan. If you'd lie to the bank, you might lie to her.
I know what some of you are thinking. I don't need credit. I got money! Eeeennnggg (buzzer sound) Wrong! No woman thinks it's sexy paying cash for everything! That is soooooo high school. Paying cash for everything might mean you don't have a bank account. Us ladies do not find that cute!! I understand we all fall on hard times. We have had bad months and years. But a score of 550 or lower says your past and present is jacked!
You are ALMOST as good as your credit score.