"Mind Your Business Couch"

My 3 and 9 yr old boys have nose issues. They are the nosiest pair of children I know. Whatever happened to children being seen and not heard. Pullleeease!! They have no problem saying, "what was that", "who said that", "what happened" etc. Mind you, all those questions were never geared towards a convo they were in. My 9yr old is the worst. He will stand over my shoulder while I text, ask "who was that", once I'm off the phone and a ton of other "not your business questions".
One time a guy in the car in front of me was waving at me thru his rear view. Do you know my 9yr old (then 5) said, "mommy why was that man waving at you?" Are you kidding me. I was blown away.
The straw that broke the camels back was when I was trying to have a very discreet convo with my mother and that 9yr old yells from another room, "what?". I look around confused. He says, "mommy who's going there?". I had had enough. I told him to sit on the new "mind your business couch" until he learns to mind his own. It works great!
Taking away play stations and threatening whoopings don't work. But it's something about sitting all alone for no specified time that kids hate! Now all of my nosey kid visitors know the "mind your business couch". Niece and nephew. They actually catch their tongues now. Just be sure to not forget that they are on there like I did my 9yr old for an hour. He missed play time and had to go straight to bed..hahaha
If your child has nose issues, sit them on the "mind your business couch".
I threatened to put my hubby on it for 20 mins but that didn't work.

Sought Potential

Support my blog buddy and brother in Christ. Check out the trailer to his new poem movie released this week!

Why won't you love me?

For years I didnt care, the older I got

I didn't need you...

so I thought.

I'm loveable, I've been told that

And I know you would've loved me too

if I only had the chance to show you

Should I cry at my age?

Should I think of you?

I'm a grown woman with the heart of a child

It hurts

the older I get

the worst I feel

Do I tell you

Where are you?

I'll just continue to hold it in

and cry in secret.

WHY WONT YOU LOVE ME??????

Cold Heart or just sensitive?

I, at the age of blahblah, have realized sooo much about myself in the last year. I am sensitive. I had to say it, own it and admit it.
While I know I can be grudgeful, it all stems from sensitivity and being hurt. All my life I lived for others. My sole purpose for working when I was young was to help my mom financially. I put myself last for others, follow the rules and always do what is asked of me, but as of recently it just started to pay off.
I have prayed about my ways. If I feel mistreated or abused, their is an evil me inside. No I won't hurt you, or talk about you. But Lord forbid you are lying in blood on the side of the road, I will pull over, take a look, make sure you see me, and take off! That's what my heart feels, or felt at least.
I know that I am easy going, easy to talk to. Never had any trouble with anyone in school or work. Like by everyone. Didn't start to engage in arguments until I got married and now that has even changed for the better. So for the life of me I can NEVER understand why someone would feel the need to lie to me or mistreat me. It hurts to think about it.
Hubby says it's those exact reasons I've listed that makes people afraid to hurt me. They will lie to stop from hurting me with the truth. That might be true in some cases but not all. I bend over backwards for everyone I know and never feel I get it in return. so it has left me bitter in some areas in my life. I pray about it and it's better.
Am I sensitive or cold hearted?

Chameleon?

Do you adapt well to your surrounding? Do you welcome change? Or do you stick out like a sore thumb? Some of us have the chameleon capabilities. Can you interact with all races, religions and both genders and still be you? Or do you change to fit in.
sometimes I think both are warranted. For instance if you are amongst your friends who are all of different religions, you might not want to bring up confrontational subjects as it pertains to religion if it's not in a religious setting. But at the same time don't compromise your beliefs or who you are.
I personally adapt well, however I do tend to hold back at times. Loud party scenes(when I use to party) I tend to hold back a bit because I'm not an advocate of attention. You will find me playing pool, darts, sitting at the bar or occasionally dancing. But you wont find me in the middle of the floor or on the table tops.
I'm a lover of intimate settings. No more than one back seater is my max for comfort level.
How do you differ? Are you the same at work and play? Does your persona differ from who you really are? Are you hiding behind your blog?

Just Friends?

Can women and men be just friends without intimacy or attraction for each other? And if they are attracted do you feel that the flesh is strong enough to refrain?

I think a few things has to happen to make this possible.

I don't feel you can start off with an attraction and turn it off to "just be friends". Especially if the attraction is mutual. However that doesn't mean you will be intimate with that person, I just personally think it keeps the door open for a lot of possibilities that wouldn't be there if there wasn't any chemistry. I know it is possible, I've lived it. Before and during marriage. I was closer to guys than females and it never went down like that.

If you are in a relationship how would you feel about your partner becoming friends with someone of the opposite sex?

Hubby and I said a long time ago that if this person came before "us" then they should stay around. But to come home with numbers or talking to the opposite sex regularly claiming you are "friends" when you just met might be questionable. Especially if they are single and you aren't interested in your partner joining in on the friendship.

Guys and girls use that term very lightly when it comes to friends. Meeting random people and calling them friends is just an excuse to talk to them and it comes to no surprise if these "friends" hook up.

Do you think the only way for women and men to be platonic friends is if there is no chemistry?

Pleasures of the flesh is deadly. Sex is everywhere. Can you withstand your partner having a "friend"?

I'm Back!!

I had a BLAST!! I went to a wedding of a girl who is like a sister to me. She is in my earliest memories, since forever! I'm getting old..this is the 2nd time I cried at a wedding. No I didnt boo hoo, but the tears started flowing because she was soooooooo beautiful. My baby grew up and is murried nah! Even though she is older than I. Well 3 down and 2 to go. I will go back in Nov. for another wedding to cry at, then back to atl for another Nov wedding to shed yet another tear. All of them are dear young ladies to me. It is sooooo nice to see them find the men of their dreams. Unfortunately I can't put anyones pics up..they are not to fond of it..lol

My cousin/BFF, a childhood friend and I went out for a night on the town. We went to Big Bowl, a restaurant that specialize in Chinese and Thai foods. We had the potstickers for the appetizer, it grossed me out. Doesn't it look like little cocoons?

This is the pic I took downtown on the "lady's night out" after eating at the Big Bowl. Pic isnt the best but you get the drift! It was soooooooo beautiful!

Even though I had a great break..it was time to return to the duties of a wife and mother, for not at least.

Bag Lady

There comes a time when we must let go of the bags. Someone has hurt us, betrayed us and mistreated us but how long will it fester? At what point do you take back control of your life and say "enough"? Bags are strongholds and/or things from your past that you have yet to let go of. Get the closure you need to release your baggage.

Grown children living at home, lovers disrespecting your relationship, or back stabbing friends, are all things that can and will cause an overload of bag issues. It leaves you bitter and unable to embrace the things that life brings. It weighs you down and you start to lack the luster you once possessed. Take inventory of your life and surroundings. Holding on to hurt and pain manifests in our bodies causing stress and other illnesses. Rid yourself of all things that are holding you back.

Stop faulting you sister for childhood things, let it go that your friend didn't return your shoes, let go of the fact that your boyfriend looked at another woman, they have. And while you are angry and holding on to bull, they have gone on with their life and not even consumed with your issues.

Ladies, how many times have you gotten into relationships that were founded on a crutch? For fear of being alone or the last one married; we keep our hair tight, close tighter, plaster on a fake smile and begin yet another relationship even though you are still hurting from what so and so did to you in 1996. But we wonder why our relationships don't work.

What if you don't realize you have baggage. Here are a few examples:

Can't get a phone in your name because your ex jacked up your credit? Baggage!

Can't park your car because you are housing your cousins bedroom set? Baggage! Literally.

Can't/won't open up to love and happiness because of a hurtful past relationship? Baggage!

All of these things are holding you back from something in your life.

How do you release them once they have been revealed?

One step at a time. This requires more than a mental action, it's physical too. Sometimes conversations need to be had, phone calls made, boxes packed up, items returned or just simply let it go and forgive. Not in secret, let them know you forgive them!

Baggage is effecting your life physically so the action that must be taken is physical.

Ignoring it will only pile on the luggage and delay any growth and happiness.

Look into my eyes.....

If you look into my eyes

you will find a young lady who has the ability

to laugh hysterically and cry uncontrollably

all in a day

You will find the jokester and life of the party

amongst her circle

Look into my eyes and you will find

I'm a mother, wife and friend

someone who puts others before her

loves those who angered her

befriends those who are different from her

brings those to tears in laughter

warms hearts with compassion and sincerity

but look a little deeper

You will find a young girl who still seeks approval

who's pain is deep and tears are shallow

but look a little deeper and you will find

the contentment of my present

the excitement of my future

the pain of my past

look a little deeper and you will find a young lady

who loves people

but wants to be alone (still tryin to figure that one out)

you will see a mother, wife and friend

deal with the curses of MS daily but ignore it

and keep it moving

you will find someone who will love so hard

til' it hurts

who has dealt with her own insecurities

not big enough, not tall enough and yes

not dark enough

Looking into my eyes will tell you

where I've been

the path I've followed

and pain I've endured

but look into my heart and you will find

where I'm headed

the happiness I' ve felt

and the journey I'm seeking

Look into my eyes......

Over Sexed And Under Aged Part II

I am here to touch on this subject again. Why is this acceptable? Why do people think it's cute? Why do we become sooo shocked when she becomes pregnant at 15 or when he goes to jail for under age sex on a minor? Or what about when they have an over-interest in sex? Let's think back to this very moment when we are rocking grandbabies at 35 wondering where did we go wrong?

We have got to do better!

Obama Got Skillz!

We descovered he could dance on Ellen but who knew he could sing too! Pretty funny.

FRENEMIES

If one more talk show or morning show speaks of this, I just might blow my roof! Frenemy is a friend who acts more like your enemy. (enemy in friends clothing)
The different levels of frenemies:
The black hole- always negative, nothing positive to say.
Queen Me- Will always change the story to make it center her.
Unfriendly Competition- Anything you can do I can do better.
Gossipy- The town crier, sinister, gossips to make you look worse than her
Comments of a Frenemy
"You look tired" A way of telling you that you look a hot mess!
"I saw your boy friend and his new girl she sooooo pretty she looks like model"-
"I'm sorry you feel that way, A half a** apology
"Those shoes are soooo you"-You would say thank you till you realize, this isnt really a compliment
I befriended someone like this before. She was the unfriendly competitor. If I got honey blond streaks she'd die her hair platinum. If I get a cute new boyfriend, she'd get 2!

Do You have any frenemies? Do any of these sound familiar? Put em on blast or just share your experience.

HUGHESNET INTERNET SERVICE

Ok you guys being that you all are business owners, you might be interested in checking out HughesNet. For the longest I have been looking for satellite internet service that is compatible with my personal needs. The best part is no dial up or logging on and no monies up front. Thank goodness! Ok, let me back up and tell you what HughesNet is.
Hughes Net uses satellite technology, not your phone line, to give you a super-fast, always-on Internet connection. I don't know about you but with a household of 5 my phone line cannot be tied up. Now there are two different plans, the business plan, which is the Professional Service plan that downloads speeds up to 1 Mbps and upload speeds up to 200 Kbps. Windows, Mac, it doesn't matter it's all compatible. It's no hassle for ordering or setting up. You can do it all online. Now there is 2 plans for the business. It’s office speed which is the Elite and Elite Plus for Business Class. The office speed Elite is good enough for me because my business is still rather small and up coming. What are your internet needs? To me, as long as it’s cost efficient, convenient and compatible with my current computer then what’s there to lose. How many services can you set up online? With no monies upfront! I cannot stress that enough!! You also have the freedom to pay with 2 payment options. Options are unheard of when it comes to internet. It’s usually a “take it as it comes” deal. I love the fact that there are 5 different speeds that are right for me and my needs and usage. Oh and the best plan is not necessarily the most expensive plan. Each plan is designed to fit the needs of you and your home lifestyle. Even for the pre-teen whose a internet pro, or the elderly who might be a little intimidated by the internet. There is also a plan design for the true surfer.
HughesNet comes with it’s on personalized satellite dish so it will not be used with any other. Nor will it be billed jointly with any other satellite services you might own. I’m not the brightest when it comes to reading technology and setting up/hooking up services. But HughesNet will mail you out the information packet so that you can get all the questions you need answered. Everything to the plans, speeds, how it works and why to choose HughesNet. I could go on and on about the services but I think you should try it for yourselves. Give them a call toll free at 1-888-892-2434 or check them out online. Be sure to reply to this post the minute you try Hughes Net and tell me how it works for you!

Change??......Me??

Lets be honest. Some woman walk into a marriage thinking they can change that man, and men walk into it thinking/hoping that woman will never change. They are both equally wrong. Why would you want to change someone. Them being who they are is what drew you to them, its what attracted you. And why would you want to be with someone hoping that they never change? With change comes growth. We all do it and if one mate changes and the other doesn't, then we are what the bible considers unevenly yoked. I hear from a lot of woman how they prayed to God that their man becomes this, or does that. Don't you know that you must be careful of what you pray for? Is it possible that you are the one that needs to meet him halfway or maybe you need to change? Just because you want someone to be something does not mean you should go casting requests to God when you don't know His plan. Pray that the change comes in His time and according to His will.
Even with personal change, be careful of what you pray for. Ask God for Him to reveal to you the person He has you destined to be. Ask how to be a better you? Ask for guidance and direction.
We all must change and we should embrace it..but let it take its coarse unless God says otherwise.

SLEEP DOESN'T KNOW ME

Why on earth can't I go to sleep like normal people? Every night I'm up till 5-6am, even when I can't blame my 6month old. The nights that I'm not acting like a kid by staying up watching tv and surfing the net I lay in bed and slumber does not take me over. Hubby works from 7pm-7am, like a nut I'm up when he gets home. He thinks I got up early to make him breakfast, such a good wife. He just recently found out that all that time I'm awake! 2-3 hours a night I'll get. Go to bed about 6-8am and that's about it. He says I'm stressed..I don't think so. He asks what am I doing up so late, definitely not having any "CONFESSIONS OF A LATE NIGHT PHONE CONVERSATION" like my fellow best blogger, nice read by the way. So whats the deal. Nite Q don't work!! Showers wake me up and my 6month old wont let me relax in the tub long enough. Then when I do fall into slumber I am easily awaken! My ex told me that I'm paranoid. No way, not me. Then I'm soooooo into the court shows I'll get up at 9 fixing breakfast and watching tv..knowing darn well I need to be sleep. I need a job..I plan on going back to school..that'll fix me!! Someone help me sleep..any suggestions??

After diagnosing myself I have come up with the thought, I dont wanna sleep. My day is consumed of other people so once they are asleep I need my me time..and I don't care if I grt it at 2am-7..but thats still kinda drastic..doncha think?

24 Hours

If you had only 24 hours left to live, how would you spend it?
With family and friends? Getting back at a someone who did you wrong?
Would you spend it in prayer, asking for forgiveness, righting all wrongs?
Would you weep, would you mourn? Demand answers? Kick and scream or embrace
it with open arms? Are you ready to leave this world and travel the unknown?
Are you sure of where you will end up when our Savior returns? How would you
spend your last 24 hours?

Get Paid!

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REALIZE YOUR STRONGHOLDS!

My mom and I were talking about how we all have issues/strongholds that we need to take to the alter. Some of us may not know it or choose not to believe it but there is something in our lives that prevent maximum growth. It could be something as small as not following a task through or having too many tasks on your plate at once! Nevertheless we must realize what they are and work towards releasing it. It starts with taking self-inventory and wanting to reach your full potential. Next you have to seek the help/advice you need to accomplish and release, whether it be a friend, counselor, or pastor. The enemy finds a way to kill, steal and destroy all that's in his path. The smallest things could have the biggest adverse effect on you and how you handle certain situations. Waking up a noon everyday or skipping breakfast might seem small or unimportant, but those two things have negative strongholds that could be preventing your maximum growth and potential. The saying, 'don't sweat the small stuff', is not a quote you should follow in this case. It's the small stuff that satan uses to destroy or simply use as a weight in our lives. Make a change, sweat even the small stuff and realize what is your strongholds!

ENJOY YOUR LIFE!

God never meant for life to be stressful and undesirable. We know that satan came to kill, steal, and destroy. But Jesus came so that we may have life and life more abundantly, so with that being said, enjoy every part of your life. We all have that task or two that we hate to do. Is it house work, errands or going to work? Why do we approach tasks with such humdrum and animosity? Did you know that you can enjoy even the unpleasurables? The first thing we must do is embrace the thought and claim it. Change your mindset. Go into that tasks expecting something great! Expect a word from God while sweeping, working, driving, etc! Not only will you get that word from God you are seeking, it will also make that unpleasureable task somewhat enjoyable!

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WANNA TASTE??

This is Crown Fountain at Millenium Park. It's a great place for children of all ages! The faces are of local Chicagers. Hope to see you here in 09!

Take a look at Fantasia and Jennifer Hudsons performance and the fireworks grand finale!

"> During The Taste, vendors and patriots come from all over Illinois to advertise their restaurant or just simply eat at The Taste. It is great advertisement and exposure and the variety of cuisines are great! Take a look at the massive crowd! I always have a hard time coming back to Atlanta after this event. It doesn't compare.

The Chicago Tribune did a preview of different foods at The Taste of Chicago. Outside of the regular pizza, corn on the cob, turkey leg, shrimp etc, they previewed a few of the more exotic non traditional foods. Click the link to check some of the dishes out.
http://www.truveo.com/Around-Town-at-the-Taste-of-Chicago/id/3749532817

SOOOO BUSY!

Sorry for the hiatus. I have so much going on, my mind and time is far from free. My vaca and packing to move came all at one time and it is overwhelming. I'm just about done. This vaca will be very needed! Just a short bio of whats going on my way. I will return with some pics and new interesting profound things to say...lol..I'll be leaving Monday 7-1 and will return Monday 7-8. Talk to you all later!!

NUFF SAID!!!

LET THE TEARS FLOW KG!! CRY, ITS OK! 11YRS AND FIRST RING!!!

MVP PAUL PIERCE

GO CELTICS!!!

NUFF SAID.....

"THA DON"

THIS PIECE IS DEDICATED TO DON

LIKES:

~HOW DON AND ALL-MI-T ARE MY FAITHFUL REGULARS

~MINUS THE BARS, DEEPER AND DEEPER, RAW DAWG, POTENT PRAISE, AND I.CAN'T COMPLAIN ARE THE BEST BLOG PAGES TO ME

~HOW DON INTRODUCED ME TO THE BLACK SIDE OF BLOGGIN

~HOW BLOGGIN REINTRODUCED ME TO THE PASSION OF WRITING

~FINDING IMAGES TO SUPPORT MY TOPIC

~HOW BLOGGIN BEATS MYSPACE, BLACKPLANET AND ANY CHATROOMS

~HOW I BELIEVE I HAVE MADE A FEW FRIENDS FOR LIFE HERE

DISLIKES

~HOW DON LET HATERS RUN HIM OFF

~HOW BLOGGERS USE FREEDOM OF SPEECH TO DISRESPECT (WOMEN) OTHERS

~WHEN GOOD PAGES ARE PRIVATE

~PLAGIARISM

~HOW PEOPLE TAKE THIS TOOOO SERIOUSLY

~ BLOG FIGHTING

~THE FOLKS THAT DON'T HAVE A LIFE OUTSIDE OF BLOGGIN

TRANSITION

Are you in transition? How do you know? If you agree that you are a different person than you were a few years ago, but have yet to arrive to becoming what you are destined to become, you might say you are in transition. Transition does not come easy or without regrets. For the most part, we aren't even trying to change, sometimes it just happens. The world spins just as life does and we are forever evolving. For those Faith believers, transition is a spiritual path. It's the journey of taking the road to Christ, and the steps in a positive direction. People of the world might not experience many levels of transition. For them it might stop and hault and a certain plato. But those of faith, our transition is never over. We are constantly moving, progressing, searching and hopefully getting closer and closer to the Kingdom of God.

But let's say your transition has not been positive, and you have been places you regret. You might want to go backwards and hope to start again. But you must remember, as long as you continue to evolve and move there is hope. It's when you are not in transit that should cause you concern. Keep moving and pressing towards the mark. Even if you fall a few steps, it's ok, dust off and keep going. No matter how many times you fall, I assure you, you are further ahead now than you were years ago. So embrace your transition. Keep moving towards the right direction. And if you are unsure of the path to take, stop and look at your map (Bible) for direction. For the most part, the correct path is the path less traveled. Remember many are called but few are chosen. So for your sake pick the best path for the ultimate transition!!

FRIENDS

At what point do you consider someone your friend? By the length of time you have known them? The things they have done for you or the secrets they have kept? Well my friends are family. No lie, my best friend is my cousin. The one person who is not my fam that I consider my friend has been around for 14yrs. I don't trust easily and find it hard to be what everyone wants me to be. A person has to do more than show themselves friendly. For whatever reason I attracted clingy female friends. And when I had to end it, it was like breaking up with a boyfriend. With that being said, I met my last friend 7yrs ago. This isn't to say I don't have close associates or people I hang out with from time to time, just like everyone can't be your spouse, everyone can NOT be your friend! If you ever catch me out you will find me with either my husband, sisters or my mother. I personally don't believe you must talk with your friend daily to justify your friendship. That's whats great about the 2 friends that I have outside of my family, they know that if it's been 2weeks since we've spoken its no love lost. We can pick up right where we left off. I am not good with the phone. Personally I really don't talk much. I don't find any pleasure in talking to anyone for over 20mins(unless it's during a courtship), Maybe that's bad but its true. If it's not one of the people I've listed above then it's rare if we speak. I will text or email before I will call unless I have to. I have my work buddies, school buddies, chi-town buddies etc. Only 1 has crossed over into my personal life. For the most part they are left in that place.

In any event my friends are my friends because of the things we have been through together, a common bond and the things we've shared, and no less! How do you define your friends?

DO YOU REMEMBER?

I remember when we were so close

we talked all the time

You told me of your dreams and desires

You told me how lonely you were

How you wanted a soulmate

My heart dropped

I thought I were your soulmate

But I loved you sooo much

I brought love your way

You thanked me..

I smiled, I was happy

Your family grew and you had

beautiful babies

Oh how I loved them so

You hit a hard patch in your life

You lost your job, your marriage was strained

I hurt for you, I felt your pain

You cried out to me, I was there for you

I got you a better job, I made your mate more loving

This time you didnt thank me

You took all the credit

I'm loosing my dear friend and

I have to get you back....

That gift from your mate,

that was my idea and you only thank him

The mysterious bonus check and miraculous healing

All me.....

Do you remember that?

I cast satan out of your home and life

I healed your family

I got you that raise

I DID IT!!

Have you forgotten about me

I miss my friend

I'll never give up on you

JESUS

PLEASURABLE WORK

This is my pleasurable work! I love them dearly but they keep me on my toes. My boys are in Chicago. They have been there since May 24 and will return when hubby and I go in July. I miss them but momma needed a break!!

Lets meet Tyler. My soon to be 9yr in July. He is a mild tempered, honor roll and occasionally principal list student. He is the daddy to his younger brother. I can trust him to make cereal and waffles for him and his brother when I know breakfast will not happen, thanks to my lil mama who you will meet soon. Tyler is loved by all but he is starting to display his mean attitude streak that he gets from his daddy. Only the Ga. family knows of it, but now his Chicago MiMa (grandmother) has experienced it as well. He loves skate boarding, play station and football. I'm sure you can tell. I had to get this picture of him pretending to be a QB. He stuffed shirts in his shoulders! Can't you tell they are big for a 9yr old? lol

Lets meet Justin. He is 3 going on 10! He loves everyone! He would tell me everyone that he loved everyday. He is joined to the hip of Tyler and the protector of lil mama. Very out spoken but loving. He does not play. He has told me in the most sincere voice, "mommy I don't have to go to bed." It was so genuine without attitude I couldn't even be mad. I just had to explain what mommy says goes. He's an avid teeth brusher and hates getting ready for bed. You have to take his clothes off sometimes while he is sleep if you want peace. He is also a night owl..he can stay up till 2-3am with the best of them.

Last but not least, Morgan. BKA lil mama, Mo-Mo. She will be 5 months on 6-17. She is spoiled, and I promise she came out that way. Her first day of life, she did not want to sleep alone in the baby bed at the hospital. My baby has had stomach issues, she was gasy and threw up everything that went down. She has been on 4 different milks and has acid reflux. And suffered from constipation at 2 days old!! So needless to say she had some issues that would make any mom or dad spoil their baby. She is also like her brother and can stay up with the best of them. From 5pm to 5am. Jesus help

ALL IN ALL MY WORK IS PLEASURABLE!!!

WE ARE OVER!

I always denied our relationship. I never really loved you. My family warned me about you, but hey it's nothing serious. I'm just having fun. We did have some good times, so I thought. On the outside I appeared to be fine. I looked ok. But there was something missing inside, and when I would search myself you would tell me "it's nothing". For some reason our good times aren't so good anymore. You are there for the parties, drinking listening to music. You were always there for my arguments, hurt and pain. I started to wonder, were you the cause. Truth be told I knew you weren't the one for me but I couldn't deny a good time. My life started spinning out of control. I've experienced sooo much. Death of family, death of relationships......You smirked. You told me you were my friend and that you were the only one that actually cared for me. I look back and realize you didn't care. You could careless. You encouraged the anger, grudge, partying, pre-marital sex. You knew I wanted to wait. You knew how to lure me. The more I think about it, my family was soooo right. Momma knows best. So as of right now you can have all of your hiphop CD's back, your movies, and all the medicine you encouraged me to take for an illness I dont even have!! Give me back my Bible that you claim you didn't have but I found under your dirty pile. I want to be happy. Live again, love again, and I will without you.

SATAN WE ARE OVER!!

WE CAN HELP YOUR FICO!

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-Credability is not only for credit modification but also counseling and education.
-Maybe your credit is fine but you are interested in being in the 700 or above club.
-Credability does not believe in 'piggy backing' to jump credit scores. There are a pool of people whom credit agencies pay to have their clients piggy back total strangers for their credit history.

The economy is at an all time high in foreclosures. A few years ago lenders came up with all kinds of different programs to get low income and poor credit families into homes. They did this by putting them in an ARM (adjustable rate mortgage). These families were getting into homes with no down payments, no fees, free closing and mortgages of their dreams. The only stipulation was the ARM would increase their mortgage sometimes up to $300. This is how the real-estate market crashed making it a buyers market full of foreclosures and short sales.

What does this have to do with my credit?
-If you are looking to purchase a home, it has everything to do with your credit. Lenders are trying to recoup their monies/losses. It is getting back to where it use to be 20yrs ago where it was hard to purchase a home with no money down and no fees. Plus the FICO score has been raised. To get a home with a decent interest rate you have to be at a high 600. You also can no longer use 'piggy backing' as a means to add points to your score because authorized users are no longer in effect. So your score is yours and yours only.

But I'm already a home owner.
-That's great, but if you ever decide to refi on your home or car loan, your score depends on your interest rate. All the more reason why you should stick with Credability for your credit counseling/repair/education!


Email for more info or to get started!
credabilityincorporated@gmail.com